Terms & Conditions

1. Agreement to Terms

By accessing or using Polariscrest Finance's website and services, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access our services.

2. Eligibility

To use Polariscrest Finance services, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into binding agreements
• Provide accurate and complete information during registration
• Not be prohibited from using our services under applicable laws

3. Account Registration

When you create a Polariscrest Finance account, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security of your password and accept all risks of unauthorized access
• Immediately notify us of any unauthorized use of your account
• Be responsible for all activities that occur under your account

4. Use of Services

You agree to use Polariscrest Finance services only for lawful purposes. You are prohibited from:

• Violating any applicable laws or regulations
• Infringing on intellectual property rights
• Transmitting malicious code or interfering with service operations
• Engaging in fraudulent activities or money laundering
• Using the service to harm minors in any way
• Impersonating others or providing false information

5. Financial Transactions

All financial transactions through Polariscrest Finance are subject to:

• Verification and approval processes
• Applicable fees and charges as disclosed
• Transaction limits and daily caps
• Anti-money laundering (AML) and Know Your Customer (KYC) compliance
• Review and potential reversal in case of suspected fraud

6. Investment Plans

Investment plans offered by Polariscrest Finance are subject to market risks. Past performance does not guarantee future results. You acknowledge that:

• Investment values may fluctuate
• Returns are not guaranteed
• You are responsible for your investment decisions
• Professional advice should be sought when necessary

7. Privacy & Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy. By using Polariscrest Finance, you consent to such processing and warrant that all data provided is accurate.

8. Security

Polariscrest Finance implements industry-standard security measures to protect your account and transactions. However, you acknowledge that no system is completely secure. You agree to:

• Use strong, unique passwords
• Enable two-factor authentication when available
• Keep your login credentials confidential
• Report any security breaches immediately

9. Fees & Charges

Polariscrest Finance may charge fees for certain services. All applicable fees will be clearly disclosed before you complete a transaction. We reserve the right to change our fee structure with prior notice.

10. Termination

We reserve the right to suspend or terminate your account at our discretion, without prior notice, for conduct that violates these terms or is harmful to other users, us, or third parties, or for any other reason.

11. Limitation of Liability

To the maximum extent permitted by law, Polariscrest Finance shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use the service.

12. Disclaimer

Polariscrest Finance services are provided "as is" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Polariscrest Finance operates, without regard to conflict of law provisions.

14. Changes to Terms

Polariscrest Finance reserves the right to modify these terms at any time. We will notify users of any material changes. Your continued use of the service after such modifications constitutes acceptance of the updated terms.

15. Contact Information

If you have questions about these Terms and Conditions, please contact us at: